Anchorage Finance

Aug 31 2018

Credit Cards for Rebuilding Credit

#rebuild #credit, #credit #cards #for #rebuilding #credit, #fix #credit, #build, #repair, #bad #credit #cards


#

Credit Cards to Rebuild Credit

Card Details:

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide

Summary of Card Features:

Intro APR on Purch.

Intro APR on Bal. Tr.

To apply for this card you need to have an active checking account or savings account

primor Secured MasterCard Classic Card

Minimum Required Credit History:

Card Details:

  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases – with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional primor® Secured Mastercard Classic Card details

Summary of Card Features:

Intro APR on Purch.

Intro APR on Bal. Tr.

To apply for this card you need to have an active checking account or savings account

Minimum Required Credit History:

Card Details:

  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.

Summary of Card Features:

Intro APR on Purch.

Card Details:

  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3,000, secured by a fully-refundable* security deposit.
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes.
  • Extra credit when you need it, increase your credit line up to $5,000.
  • Access to online financial education.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Summary of Card Features:

Intro APR on Purch.

Card Details:

  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 8 months to see if we can transition you to an account with no security deposit.
  • Reports to the three major credit bureaus. Plus, get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Tools to assist you; email alerts, text reminders and 24/7 customer service.
  • Click “APPLY NOW” to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Summary of Card Features:

Intro APR on Purch.

Intro APR on Bal. Tr.

To apply for this card you need to have an active checking account or credit card or debit card or savings account

Minimum Required Credit History:

Fair / Good Credit

Card Details:

  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness

Summary of Card Features:

No time to get desperate – fix credit!

Despite the fact that you are drowning in debt and thinking that you are completely and utterly ruined your credit score, there still is a credit card you can apply. In fact there are several options to rebuild bad credit. They are:

  • Secured cards:
    These cards give you a line of credit on the condition that you put down a deposit to act as collateral. That protects the lender in case you default. The deposit is usually equal to the line of credit you will be granted. Most secured cards report to credit bureaus, so your regular payments and good use of the card will help your credit score go up. Just make sure the secured card you choose reports to credit bureaus – and beware of high fees. Choose a card that charges reasonable fees.
  • Becoming an authorized user on another account:
    Think of it like getting someone to cosign a loan for you. If you have a family member who is willing to apply for a credit card and add you as an authorized user, your careful and responsible use of that card can help your credit score. This is known as “piggybacking”, and it’s a legitimate way that many people give their credit a lift when they get stuck with a low credit score.
  • Co-branded or shopping credit cards:
    Constantly shopping on line you probably thought about getting a credit line from your favorite or one of the popular retailers, like Walmart, Fingerhut, Gettington or some others. Rebuilding credit with shopping credit cards is as real as ground under your feet. Wise and responsible credit use always works when it comes to credit repair. So applying for a shopping credit card to rebuild credit can be a good choice.
  • Prepaid cards:
    Although these cards do not help your credit get better, they are a good option if you cannot get another type of credit card due to damaged credit. They offer the convenience of a credit card but are available to anyone – no credit check is needed. Use a prepaid card while you get back on your feet financially for those situations where you really need to pay for purchases with a card.

Our Experts about Bad Credit Cards

The Gold-Plated MasterCard

Luxury Card’s MasterCard features a 24K gold-plated design, and they have now received the thumbs up from the U.S. Patent Office, giving the technology and design used to create the card a patent. Besides being gold-plated, the MasterCard Gold card. Continue reading

The Blue Business Plus Credit Card

New American Express Card Coming to Navy Federal

All content. Copyright 2000-2017. Credit-Land.com. Inc. All rights reserved.

* The Credit-Land.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. Credit-Land.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click “Apply” for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer’s website. All logos on the Credit-Land.com website are property of their respective owners.

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Please note that Credit-Land.com has financial relationships with some of the merchants mentioned here. Credit-Land.com may be compensated if consumers choose to utilize the links located throught the content on this site and generate sales for the said merchant.



Written by admin


Leave a Reply

Your email address will not be published. Required fields are marked *