Anchorage Finance

Jul 3 2018

Your bond funds will do this when interest rates rise

#interest #rates #bond #prices # Your bond funds will do this when interest rates rise (This is the first of a two-part series on the risk faced by investors who hold shares in bond funds as interest rates rise. The second part covers alternatives to bond funds for income-seeking investors.) “I’m glad I bought my wife a new car this year, because it’s not a great time to pour more cash into the market.” That is what a retired investor, who always makes long-term picks with a focus on income, said to me recently. An income-seeking investor who focuses on …

Mar 2 2018

Career Test Center – Discover your ideal career, career interest test.#Career #interest #test

CareerTest.net Make an informed career choice Discover your ideal career Type theory Type theory suggests that human behavior is not random, but predictable and classifiable. What type you are says quite a bit about you – your likes and dislikes, your likely career choices, and your compatibility with others. First discussed back in the 1920s by the psychologist Carl Jung, type theory helps us understand personality differences, and how everyone functions according to certain personality preferences, the four pairs of which are listed below: Type descriptions On the basis of your answers to the test you are placed in one …

Nov 25 2017

Variable interest rate cards replacing fixed rates #credit #card, #credit #cards, #variable #interest #rate, #apr, #fixed #rate, #chase, #bank #of #america, #credit #card #act, #credit #card #reform, #prime #rate, #index, #margin

# Variable interest rate cards replacing fixed rates Issuers move ahead of Credit CARD Act rules By Cara Henis | Published: July 17, 2009 Credit cards that carry so-called fixed rates are disappearing and being replaced by more risk-averse variable interest rate credit cards. As banks attempt to protect thinning margins and prepare for new requirements under the Credit CARD Act of 2009 that will limit an issuer’s ability to change card terms, more cardholders are being notified that their fixed rate APRs are being switched to variable rates. Come February 2010, when major provisions of the Credit CARD Act …

Nov 10 2017

Student Loan Interest Rates: How They Work and Average Rates Today #private #student #loan #interest #rate

# Student Loan Interest Rates: Everything You Need to Know It’s no secret student loan debt has become a trillion dollar problem for Americans. What’s worse is many people who took out student loans didn’t fully understand their interest rates when they signed the paperwork myself included. When I took out loans for school, I accepted the terms without question. I didn’t ask about student loan rates. shop around to compare federal interest rates with private lenders, or spend the time to learn how my interest rates would impact what I would owe in the future. If you are in …

Nov 10 2017

Learn how to earn the highest interest on a Savings Account #checking #accounts #that #earn #interest

# Earning Interest We hate fine print. We created this entire site because of the nasty fine-print habits of other companies. Unfortunately, the legal team insist we include the following: MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend. For complete details on any product see the terms and conditions on the financial institution’s website. MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let you know …

Oct 13 2017

Online Checking Account: Rates, Reviews & Features #checking #account, #online #checking #account, #high #interest #checking #accounts, #high #interest #checking, #interest #checking, #interest #checking #accounts #

# Ally Bank Interest Checking Account Interest Checking done right No monthly maintenance fees 24/7 live customer care – talk to a real person Use any Allpoint ATM in the U.S. for free, plus we reimburse up to $10 per statement cycle for fees charged at other ATMs nationwide Find ATMs Deposit checks remotely with Ally eCheck Deposit Send someone money with Popmoney Protect your legacy. Open this account for a Trust. Learn more EMV chip technology Everything you need and want from a bank Online and mobile banking services, a debit MasterCard , standard checks, online Bill Pay and …

Sep 21 2017

Best Banks with the Highest Interest Rate for Savings Account, savings account with high interest rates.#Savings #account #with #high #interest #rates

# Best Banks with the Highest Interest Rate for Savings Account Are you earning the most from your savings and money market deposit accounts? Deposit accounts are the pillars of a strong financial foundation, providing you with financial stability as you work to achieve your financial goals. Many banks and credit unions offer a variety of savings and money market accounts, and this article aims to help you find the highest interest rate for this type of deposit account. Of course, a high-interest rate is not the only factor to consider when selecting an account. This article will help you …

Sep 21 2017

Savings Account Interest Calculator with Dynamic Growth Chart #interest #earning #savings #account

# Savings Account Interest CalculatorWith Compound Interest Calculation Help you to forecast the future compound interest earnings on your regular saving account deposits. This free online Savings Account Interest Calculator will calculate the compound interest earnings on saving accounts given the rate, length of time, initial deposit, periodic deposits, and compounding frequency. Plus, unlike some online saving compound interest calculators, the calculator on this page includes an option for calculating interest on savings accounts that offer daily compounding. A Savings Account Can Save You Money and Worries When most people think of savings accounts, they immediately think of these as …

Sep 21 2017

Rates on Federal Student Loans Are Falling – The New York Times #student #loans,project #on #student #debt,personal #finances,interest #rates,colleges #and #universities

# Rates on Federal Student Loans Are Falling COLLEGE students will get a bit of a break for the coming academic year: Interest rates on new federal student loans they take out are dropping. As of next Friday, the rate on direct loans for undergraduates will be 3.76 percent. That will apply whether the loan is based on financial need — “subsidized,” in federal loan lingo — or not. That rate is down from 4.29 percent for loans that were taken out during the borrowing year that concludes on June 30. (Rates are set annually for new loans, but the …

Sep 20 2017

Is the Interest on a Savings Account Taxable? #checking #accounts #that #earn #interest

# Is the Interest on a Savings Account Taxable? More Articles Savings accounts at banks and other financial institutions offer a way to earn a return on income without buying assets that might fall in value. Unlike investments that need to be sold to realize gains, savings accounts pay interest periodically over time. In general, interest earned on savings accounts is considered taxable income, even if you do not withdraw the interest. Taxable Interest Interest income is taxable on a savings account and any other interest-bearing account such as a certificate of deposit, checking account or money market account. According …